信用证条款中英文对照带翻译？信用证的有效条款包括那些方面

本文目录

• 信用证条款中英文对照带翻译
• 信用证的有效条款包括那些方面
• 信用证应包括的条款有（　　）
• 跟单信用证条款及短语16
• 信用证条款
• 列举信用证中常见的软条款（15条）
• 信用证种类有哪些常用信用证条款梳理
• 若信用证条款中未明确规定是否允许

信用证条款中英文对照带翻译

　　信用证条款基本都是大同小异，那么英文的信用证条款如何写呢，接下来我为大家整理了信用证条款中英文对照。希望对你有帮助哦!　　信用证条款中规格 　　1/1 指只有一张电文 　　40A: Form of documentary credit 跟单信用证形式 　　IRREVOCABLE 不可撤消的信用证 　　20: Data of issue 　　12345678 信用证号码 　　31C: Date of issue 开证日 　　2002XXXX 　　31D: Date and place of expiry 信用证有效期 　　2002XXXX 　　BENEFICIARY’S COUNTRY 有效地 　　50: Applicant 信用证开证审请人(你们的客户名) 　　ABC CO., LTD. 　　CHINA 　　59: Beneficiary 受益人(你们公司名) 　　EFG CO., LTD. 　　ADDRESS 　　32B: Currency code amount 信用证项下的金额 　　USD XXXXXXX, 　　41D: Available with 议付适用银行 　　ANY BANK 　　BY NEGOTIATION 任何议付行 　　42C: Draft at 开汇票 　　XXX DAYS AFTER SIGHT 　　FOR FULL INVOICE VALUE 见票XXX天付款(发票全额) 　　42A: Drawee 付款人 　　ABOCCNBJXXX 　　AGRICULTURAL BANK OF CHINA, XXX BRANCH 某农业银行某支行 　　43P: Partial shipment 是否允许分批装运 　　ALLOWED 可以 　　43T: Transshipment 　　ALLOWED 允许转运 　　44A: Taking charge 装船港口 　　XXXXXX PORT 　　44B: For transportation to 目的港 　　CHINESE PORT 　　44C: Latest date of shipment 最后装船期 　　2002XXXX 　　45A: Description goods and/or services 货物/服务描述 　　GENERAL MERCHANDISE 日用品 　　46A: Documents required 须提供的单据文件 　　1.COMMERCIAL INVOICE IN TRIPLICATE 一式三份商业发票 　　2.FULL SET OF CLEAN ON BOARD B/L MARKED FREIGHT PREPAID MADE OUT TO ORDER OF SHIPPER AND NOTIFYING APPLICANT 全套已装船清洁提单，标明运费预付，收货人一栏填根据发货人指示，通知开证审请人 　　3.PACKING LIST IN DUPLICATE 装箱单一式二份 　　47A: Additional conditions 附加条件 　　1.AGRICULTURAL BANK OF CHINA SINGAPORE BRANCH IS ASSIGNED TO DISCOUNT THE L/C 中国农业银行为指定的付款行 　　2.AFTER NEGOTIATION BANK HAS SENT TESTED TELEX TO ISSUING BANK CERTIFYING DOCUMENTS IN COMPLIANCE WITH THE L/C TERMS AND INDICATION INVOICE VALUE,THEN NEGOTIATION BANK IS AUTHORIZED TO CLAIM REIMBURSEMENT BY TESTED TELEX/SWIFT FROM AGRICULTRUAL BANK OF CHINA SINGAPORE BRANCH AT SIGHT BASIS. SINGAPORE BRANCH WILL EFFECT PAYMENT WITHIN 5 WORKING DAYS. 　　议付行发电传给开证行确认单证相符，并指示发票金额，然后以SWIFT电码或电传的形式授权中国农业银行新加波支行付款给收益人，新加波支行将在五个工作日内履行付款义务 　　71B: Charges 开证以外产生的费用 　　ALL BANKING CHARGES OUTSIDE OF 　　THE ISSUING BANK (EXCEPT FOR THE 　　DISCOUNT INTEREST AND DISCOUNT 　　CHARGES) ARE FOR BENEFICIARY’S 　　ACCOUNT 开证行以外产生的费用由信用证收益人负担(票据贴现利息与折扣除外) 　　常见信用证条款要求 　　48: Period for presentation 单据提交期限 　　DOCUMENTS MUST BE PRESENTED WITHIN 　　XX DAYS AFTER LATEST SHIPMENT DATE 　　BUT WITHIN THE VALIDITY OF THIS CREDIT 　　在信用证有效期内，最迟装运期后XX天内，向银行提交单据 　　49: Confirmation instruction 　　WITHOUT 不保兑 　　53A: Reimbursement Bank 偿付行 　　ABOCSGSG 　　78: Instructions to pay/account/negotiation bank 指示付款行 ? 议付行 　　1.A DISCREPANCY(IES) FEE OF USDXX.00 WILL BE DEDUCTED FROM THE PROCEEDS IF THE DOCUMENTS ARE PRESENTED WITH A DISCREPANCY(IES). 如果单据提交有差异，差额将从信用额里扣除 2.ALL DOCUMENTS SHOULD BE DESPATCHED TO US (ADDRESS：XXXXXXX)IN ONE LOT BY COURIER SERVICE. 　　所有单据应一次性通过快件形式发给我们 　　72: Sender to receiver information 说明 　　THIS CREDIT IS ISSUED SUBJECT TO UCP500 (1993 REVISION) 　　本信用证跟据跟单信用证通一惯例UCP500(1993 年版)开出 　　one original and four photocopies of the commercial invoice showing standard export packing and also showing non-quota when a non-quota item is shipped. 　　出具一式四份标准出口包装的商业发票,若为无配额商品,则需另出无配额证明 　　one origianl and three photocopies of inspection certificate issued by hymin park of min woo international inc. 　　出具一式三份由hymin park of min woo international inc.签发的商检证书 　　a fax letter by angela stating that one full set of non-negotiable documents was received. 　　Angela传真声明需出具一整套不可议付之单证 　　one origianal and three photocopies of beneficiary’s certificate certifying that a production sample was sent to the attention of ruth plant or Albert elkaim of buffalo jeans ,400 L sauve west, montreal , quebec 　　一式三份的受益人产品样品之 证明书 寄至工厂或是此地址: Albert elkaim of buffalo jeans ,400 　　sauve west, montreal , quebec h3l 1z8 (好像是加拿大的一个地址) 　　one original and three photocopies of packing list. 装箱单一式三份 　　full set of original marine bills of lading clean on board or multimode transport documents clean on board plus 2 non-negotiable copies issued by air sea transport inc.. weihai, china made out or endorsed to order of bnp paribass(canada) marked freight collect, notify general customs brokers attn linda 514-876-1704 　　全套清洁已装船的海运提单或是清洁已装船之多式联运提单需加两份由air sea transport inc签发的不可议付单据副本.提单需注明由bnp paribass(Canada)付费,通关联系人 Linda,电话514-876-1704 　　one original and three photocopies of certificate of export licence of textile products showing the year of quota which must correspond to the year of shipment except in the case of non-quota which an export licence is not required. 　　出具一式三份的纺织品出品许可证明书,年度配额须与年度出货一致,其中无需配额要求除外. 　　one original and three photocopies of certificate of origin. 　　一式三份的原产地证书 　　one original and three photocopies of canada customs invoice. 　　一式三份的加拿大海关发票 　　a fax letter by albert elkaim,michel bitton, ruth plant,kathy alix,nancy whalen,marjolaine martel,mimi bernola,anna sciortino,jennyfer hassan or charles bitton stating a sample was received.’p N0_ X H:V v B 　　albert elkaim,michel bitton, ruth plant,kathy alix,nancy whalen,marjolaine martel,mimi bernola,anna sciortino,jennyfer hassan or charles bitton这些人传真声明的可接受之样品 　　letter from shipper on their letterhead indicating their name of company and address,bill of lading number,container number and that this shipment,including its container,does not contain any non-manufactured wooden material, tonnage, bracing material, pallets, crating or other non-manufactured wooden packing material. 　　托单需注明托运人公司,地址,提单号,货柜号,及装载量,包括非木质包装之排水量,托盘,板条箱或 其它 非木质包装材料 　　信用证条款中英文对照 　　DOCUMENTS REQUIRED 45A 　　1、 FULL SET CLEAN SHIPPED ON BOARD SHIPPING CO’S BILL OF LADING ISSUED TO THE ORDER OF OMDURMAN NATIONAL BANK, SAGGANA BRANCH MAKED FREIGHT PREPAIK AND NOTIFY APPLICANT. 　　2、 SIGNED COMMERCIAL INVOICE IN FIVE ORIGINAL AND THREE COPIES DULY CERTIFIED TRUE AND CORRECT. 　　3、 PACKING LIST IN ONE ORIGINAL AND FOUR COPIES. 　　4、 CERTIFICATE OF ORIGIN ISSUED BY CHAMBER OF COMMERCE CHINA CERTIFY THAT THE GOODS ARE OF CHINESE ORIGIN. 　　1、 全套清洁提单。 　　2、 签单的商业发票，5份正本，3份复印件 　　3、 装箱单1正，4副 　　4、 原产地证，并加盖商会章 　　ADDITIONAL COND. 47A 　　1、 INSURANCE COVERED LOCALY BY BUYERS. 　　2、 DOCUMENTS ISSUED PRIOR TO THE DATE OF ISSUANCE OF THIS L/C ARE NOT ACCEPTABLE.(早于开证前的文件不接受) 　　3、 PAYMENT AND NEGOTIATION OF DOCUMENTS UNDER RESERVE GUARANTEE OR INDMNITY ARE NOT ACCEPTABLE. 　　4、 NEGOTIATIONS MUST BE RECORDED ON THE ORIGINAL L/C 　　5、 ALL DOCUMENTS MUST BEAR OUR(THIS) L/C NUMBER 　　6、 FORWARDERS AND HOUSE B/LADING/ A.W.B. IS NOT ACCEPTABLE UNLESS AUTHORIZED BY US. 　　7、 DOCUMENTS NEGOTIATED/FORWARDED FOR PAYMENT BY A BANK Q.WHER THAN OUR NOMINATED CORRESPONDENT, SHALL BE TREATED AS DISCRPPANT DOCUMENTS AND SHALL BE HANDLED AS APPROVAL/COLLECTION DOCUMENTS 　　8、 DOCUMENTS FORWARDED FOR APPROVAL OR PAYMENT WITHOUT ANY LIABILITY “ARTICLE 14” ON OUR PART. 　　9、 NEGOTIATION BANK MUST CERTIFY ON THE COVERING SCHEDULE DISCREPANCIES,OTHERWISE THE COCUMENTS WILL BE CONSIDERED AS COLLECTION DOCUMENTS WITHOUT ANY NOTIFICATION “ARTICLE 14(D)” FROM OUR SIDE. 　　10、 THE NEG, BANK IS AUTHORIZED TO TAKE UP DOCUMENTS AND SEND THEM IN TWO SEPRATE LOTS BY CURIER SERVICES TO OUR ADDRESS. 　　11、 UPON RECEIPT AT YOUR COUNTERS OF TESTED MSG.FROM THE NEG.BANK STATING RECEIPT OF ABOVE DOCUMENTS ISSUED IN STRICT CONFORMI TY WITH PRESENT L/C TERMS AND CONDITIONS AND SUCH DOCUMENTS 　　DESPATCHED DIRECTLY TO US. YOU ARE AUTHORIZED TO EFFECT PAYMENT AS PER L/C TERMS AND CONDITIONS. 　　12、 GOODS SIZE: AS PER P/I NO.20041223+20041223B+20041223C+20041223D DD.23.12.2004 AND MARKED: HAFEZ ELSAYED ELBARBARY CO.LTD., SUDAN. 　　13、 ONE SET OF NON-NEGOTIABLE COCUMENTS TO BE SENT TO THE APPLICANT WITHIN 10 DAYS OF SHIPMENT BENEFICIARY’S CERTIFICATE TOGETHER WITH ORIGINAL COURIERS RECEIPTS (DHL OR TNT) TO ACCPMPANY THE ORIGINAL LINE(PTE) LTD. 　　14、 SHIPMENT TO BE EFFECTED IN CONTAINER WITH PACIFIC INTERNATIONAL LINE( PTE ) LTD. 　　15、 L/C TO BE CONFIRMED IF SO REQUESTED BY BENEFICIARY 　　’J E N)P A w IN THE EVENT THAT THIS CREDIT EXPIRED UNUTILIZED NO CHAGRES WILL BE PAID BY US ARTICLE (18/C) OF UCP 500 IS NOT APPLICABLE HERE. 　　议付记录在正本L/C上。 　　每份单据上都必须有L/C号。 　　6)未经我方同意，货代提单，不予接受。 　　单据的提交和议付，按照CHARTER 14我方不负任何责任。 　　议付银行有权收取单据，并且通过航空快递，分开两个包裹寄到我们的地址。 　　产品规格：按照形式发票。NO........，并且要求有麦头：......公司。 　　13)在正本单据寄出后，10天内寄一份不可议付单据给开证人。以邮递单据为准。 　　14)由PTE公司用集装箱船运。 　　如果受益人提出确认L/C而导致的信用证过期，我方不承担任何费用。UCP500条款(18/C)在这里不适用。 　　+A FEE OF USD 80 IS TO BE DEDUCTED FROM EACH DRAWING FOR THE ACCOUNT OF BENEFICIARY.IF DOCUMENTS ARE PRESENTED WITH DISCREPANCY9(IES) 　　如果呈递的单据存在不符点，不符点处理费80美元由受益人负担。 　　++2 PERCENT AND -2 PERCENT IN QUANTITY AND AMOUNT ACCEPTABLE 　　数量和金额允许2%的增减幅度 　　+TIME DRAFTS SHALL BE PAID AT SINGHT FOR THE FACE AMOUNT 　　远期汇票将按照票面金额见票即付 　　+DISCOUNT CHARGES AND ACCEPTANCE COMMISSIONS IN QUESTION ARE FOR ACCOUNT OF BUYER 　　贴现费和承兑费由买方负担。 　　+IN THE EVENT THAT DOCUMENTS PRESENTED UNDER THIS CREDIT ARE DETERMINED TO BE DISCREPANT，WE MAY SEEK A WAIVER OF SUCH DISCREPANCY(IES) FROM THE APPLICANT AT OUR SOLE DISCRETION. 　　UNLESS PRIOR COMTRARY INSTRUCTIONS HAVE BEEN RECEIVED FROM THE PRESENTER，WE MAY RELEASE DOCUMENTS TO THE APPLICANT WITHOUT FURTHER NOTICE TO YOU UPON THEIR WAIVER OF DISCREPANCIES. 　　IN SUCH EVENT，THE PRESENTER AND/OR BENEFCIARY SHALL HAVE NO CLAIM AGAINST US. 　　本信用证项下，即便是呈递的单据认定存在不符点，我们有权寻求申请人对于不符点的弃权，除非收到来自交单人的反对的指示。一旦我们收到申请人的弃权，我们不再通知你们，将向申请人释放单据。一旦放单，交单人或受益人无权向我们主张权利。 　　+ALL DOCUMENTS MUST BEAR OUR CREDIT NUMBER. 　　所有的单据必须显示信用证号码。 　　+ALL DOCUMENTS MUST BE ISSUED IN ENGLISH UNLESS OTHERWISE STIPULATED. 　　所有的单据必须以英文出具，除非另有规定。 　　DETAILS OF CHARGES： 详细费用 　　+ALL BANKING COMMISSIONS AND CHARGES INCLUDING REIMBURSEMENT COMMISSIONS OUTSIDE SOUTH KOREA ARE FOR ACCOUNT OF BENEFICIARY 　　所有的在南韩之外的银行费用，包括偿付费，由受益人承担。 　　+ DOCUMENTS MUST BE PRESENTED FOR NEGOTIATION WITHIN 7DAYS AFTER DATE OF SHIPMENT BUT WITHUN CREDIT VALIDITY 　　单据必须在装运日期7日内，而且在信用证的有效期内呈递议付。 　　CINFIRMATION： WITHOUT 　　未保兑 　　INSTRUCTIONS： 　　指示 　　+THE AMOUNT OF EACH NEGOTIATION/DRAWING MUST BE ENDORSED ON THE REVERSE OF THIS CREDIT AND NEGOTIATION/PRESENTINIG BANK MUST CERTIFY THE SAME ON THE COVERING SCHEDULE. 　　每次提款必须在信用证的背面记录，议付行必须在附函上证明此事。 　　+ALL DOCUMENTS MUST BE MAILED TO DAEGU BANK，LTD. 　　BUSINESS PROCESS SUPPORT DEPT DEPT 17FL， 　　118，SUSEONG-2-GA，SUSEONG-GU， 　　DAEGU，706-712 SOUTH KOREA 　　IN ONE LOT BY COURIER MAIL. 　　所有的单据必须邮寄至 　　+UPON RECEIPT OF THE DRAFT AND DOCUMENTS COMPLIED WITH THE TERMS AND CONDITIONS OF THIS CREDIT，WE SHALL REMIT THE PROCEEDS ACCORDING TO THE NEGOTIATING BANK’S INSTRUCTION 　　一旦收到符合信用证条款的汇票和单据，我们将根据议付行的指示汇付款项。 猜你喜欢： 1. 关于中英文对照的日常英语对话 2. 英语故事带翻译欣赏 3. 形式发票的中英文范文 4. 报关相关词汇中英对照 5. 金融文章中英文对照 6. 关于英语故事短文带翻译

信用证的有效条款包括那些方面

卖方审核信用证应依照买卖双方商定的合同(sales contract 或sales confirmation)中的内容和信用证的使用惯例(《跟单信用证统一惯例600号UCP600),审核以下方面:信用证中是否有不可撤销字样(irrevocable);信用证的开证申请人(APPLICANT)和信用证的受益人(BENEFICIARY)有无写错;信用证的到期日(DATE OF EXPIRY)和信用证的开证日期(DATE OF ISSUE)是否合理;在那里到期,最好是在信用证受益人的国家,不要在开证行的国家或开证行;信用证的总金额(TOTAL AMOUNT OF THE L/C)与币别(CURRENCY CODE)是否是商定的;信用证凭什么方式议付有效;(AVAILABLE WITH/BY...)信用证是否要求汇票(DRAFTS 或 BILLS OF EXCHANGE),如有要求,是远期还是即期;信用证的运输条款;装船日期,是否分批转船,装船港和目的港是否是商定的,是否合理;货物名称是否正确(DESCRIPTION OF THE GOODS);价格条款(INCOTERMS或DELIVERY TERMS)是否是商定的;信用证要求提供的文件是哪些种类,能否办到;信用证的提示期(PRESENTATION PERIOD)是多少天,能否办到;信用证依据的国际商会的有关信用证的文件是哪种;是否是最新的600号.好了,"简述"完毕.

信用证应包括的条款有（　　）

【答案】：A,B,C,D【考点】信用证条款【解析】信用证应包括如下条款：(1)开证行名称及地址；(2)开证日期；(3)信用证编号；(4)不可撤销、不可转让信用证；(5)开证申请人名称及地址；(6)受益人名称及地址；(7)通知行名称；(8)信用证有效期及有效地点；(9)交单期；(10)信用证金额；(11)付款方式；(12)运输条款；(13)货物描述；(14)单据条款；(15)其他条款；(16)开证行保证文句。故以上选项都正确。

跟单信用证条款及短语16

十六、Special Conditions 特别条款 1.for special instructions please see overleaf 特别事项请看背面 2.at the time of negotiations you will be paid the draft amount less 5% due to… 议付时汇票金额应少付5%付给……（注：这种条款是开证行对议付行的指示） 3.which amount the negotiation bank must authorise us to pay 该项金额须由议付行授权我行付给（注：指佣金的金额） 4.if the terms and conditions of this credit are not acceptable to you please contact the openers for necessary amendments 如你方不接受本证条款，请与开证人联系以作必要修改 5.negotiations unrestricted/restricted to advising bank 不限制议付行/限于通知行 6.(the price)including packing charges （价格）包括包装费用 7.all documents must be separated 各种单据须分开（即联合单证不接受） 8.beneficiary’s drafts are to be made out for 95% of invoice value, being 5% commission payable to credit opener 受益人的汇票按发票金额95%开具，5%佣金付给开证人 9.drafts to be drawn for full CIF value less 5% commission, invoice to show full CIF value 汇票按CIF总金额减少5%开具发票须表明CIF的全部金额 10.5% commission to be remitted to credit openers by way of bank drafts in sterling poungds drawn on…this commission not to be showed on the invoice 5%佣金用英镑开成以……为付款人的银行汇票付给开证人，该佣金勿在发票上表明 11.freight and charges to be showed on bill of lading etc. 提单等（单据）须标明运费及附加费 12.cable copy of shipping advice despatched to the accountee immediately after shipment 装船后，即将装船通知电报副本寄交开证人 13.one copy of commercial invoice and packing list should be sent to the credit openers 15 days before shipment 商业发票和装箱单各一份须在装船前15天寄给开证人 14.the beneficiary is to cable Mr.…stating L/C No., quantity shipped name & ETD of vessel within 5 days after shipment, a copy of this cable must accompany the documents for negotiation 受益人应在装船后5天内将信用证号码、装船数量、船名和预计开航日期电告……先生，该电报的副本须随同单据一起议付 15.all documents except bills of exchange and B/Lading to be made out in name of A.B.C.Co. Ltd. and which name is to be shown in B/Lading as joint notifying party with the applicant 除汇票和提单外，所有单据均须作成以A.B.C.有限公司为抬头，并以该公司和申请人作为提单的通知人 16.signed carbon copy of cable required 要求（提供）经签署的电报复本 17.both shipment and validity dates of this credit shall be automatically extended for 15 days at the date of expiry 本证的装船有效期均于到期日自延展15天 18.amount of credit and quantity of merchandise…% more or less acceptable 证内金额与货物数量允许增减……% 19.credit amount and shipment quantity…% more or less allowed 证内金额与装运数量允许增减……% 20.shipment samples to be sent direct by airmail to buyer before shipment 装运前须将装船货样直接航寄买方 21.cable accountee name of steamer/carriage number, quantity of goods and shipment date(or E.T.A.) 将船名/车号、货物数量及装船期（或预抵期）电告开证人 22.all banking charges outside Hongkong are for account of accountee 香港以外的全部银行费用由开证人负担 23.drawee Bank’s charges and acceptance commission are for buyer’s account 付款行的费用和承兑费用由买方负担 24.port congestion surcharge, if any, is payable by openers inexcess of this documentary credit amount against evidence 如果有港口拥挤费，超过本证金额部分凭证明由开证人支付 25.amount of this credit may be exceeded by cost of insurance 本证金额可以超过保险费部分 26.this letter of credit is transferable in China only, in the event of a transfer, a letter from the first beneficiary must accompany the documents for negotiation 本信用证仅在中国可转让，如实行转让，由第一受益人发出的书面（证明）须连同单据一起议付 27.letter of guarantee and discrepancies are not acceptable 书面担保和错误单据均不接受 28.admixture 5% max. including organic matter such as weed and inorganic 杂质5%，包括有机物（如杂草）和无机物 29.include this symbol “丹” in the shipping marks on each side of the carton(that is four markings in one carton) 包含有“丹”字记号的装船唛头刷在纸箱的每一面（即每个纸箱要刷四个唛头）

信用证条款

信用证条款是条款的主要内容：1用证自带的各种信息说明，如姓名、承办银行、使用方式等；2、所运输货品的信息，如数量、类型、品种等等；3.规范货物运输内容，如路线、时间、运输方式等；4.发票、保单等文件凭证的规范；五、附加条款；6.银行之间的权利和发行要求。在银行办理信用证需要哪些手续？到达的信用证一般由银行通知相关方领取或直接交付给相关方。收到信用证后，应立即审核，确保所有条款均可执行，所有提交的文件均可提交。不可执行的部分应立即通知买方修改或删除。准备货物前，条款可以接受。发货人发货后，可按信用证有关规定向议付行提交议付。在确保文件正确时，开证行应在收到文件后向收货人账户付款。

列举信用证中常见的软条款（15条）

分类: 商业/理财 》》 贸易 问题描述: 最好能对每一条稍加解释。 解析: 你的15分不是很容易赚。。。。。。。 常见的软条款大致可归纳为4种： 1 变相可撤销信用证条款；当开证银行在某种条件得不到满足时（如未收到对方的汇款、信用证或保函等），可利用条款随时单方面解除其保证付款责任。2 暂不生效条款：信用证开出后并不生效，要待开证行另行通知或以修改书通知方可生效； 3 开证申请人说了算条款：信用证中规定一些非经开证申请人指示而不能按正常程序进行的条款。如发货需等申请人通知，运输工具和起运港或目的港，需申请人确认等。 4 无金额信用证（zero letter of credit)；信用证开出时无金额，通过修改增额或只能记账，而不发生实际现汇支付。 那种比较典型的带有未生效条款的软条款信用证。通常还可以用几个“不”字来概括。即开证行不通知生效，不发修改书，开证人不出具证书或收据，不来验货，不通知船公司船名等，并常常伴有要求出口商提前支付5%甚至更高履约金的字样，其中有不少是在证外合同中早就规定好了的。

信用证种类有哪些常用信用证条款梳理

1. 信用证种类有：国际信用证、备用信用证、可撤销信用证、转让信用证、即期信用证、远期信用证、多式联运信用证、联合信用证、押汇信用证、保兑信用证、保证信用证、担保信用证、抵押信用证、质押信用证、担保信用证、抵押信用证、质押信用证等。

2. 常用信用证条款梳理：

（1）受益人：信用证的受益人是指持有信用证的人，他们有权按照信用证的规定要求开证行支付款项。

（2）开证行：开证行是指根据信用证的要求签发信用证的银行，它有义务按照信用证的规定支付款项。

（3）受益人的要求：受益人有权根据信用证的规定要求开证行支付款项，但必须提供有效的单据和货物证明。

（4）开证行的义务：开证行有义务按照信用证的规定支付款项，但受益人必须提供有效的单据和货物证明。

（5）信用证的有效期：信用证的有效期是指信用证有效的时间，一般为90天，但也可以根据双方的协议延长有效期。

（6）信用证的支付方式：信用证的支付方式是指受益人要求开证行支付款项的方式，一般有现金支付、汇款支付、信用证支付等。

（7）信用证的拒付：信用证的拒付是指开证行拒绝按照信用证的规定支付款项，一般有受益人提供的单据和货物证明不符合信用证的要求、受益人未能按时提供单据和货物证明等原因。

若信用证条款中未明确规定是否允许

若信用证条款中未明确规定是否允许，遵循国际惯例和银行实务，受益人可要求银行对相应交单予以付款。信用证是一个国际贸易交易中常见的支付工具，它是银行通过发出书面保证来给予卖方一定的信用担保，保证买方在符合信用证条款的情况下可向银行支付货款，并要求银行在卖方提供符合信用证条款的交单后对买方付款。若信用证条款未明确规定某些事项，则需要遵循国际惯例和银行实务原则进行解释和处理。如果信用证条款中未规定是否允许某些要求，一般按照UCP600（Uniform Customs and Practice for Documentary Credits）的规定和市场惯例，如果受益人提出了符合要求的交单，银行应该对其付款。根据这种做法，如果买方未能在规定时间内提出异议，银行就有义务向受益人付款。然而，如果银行对符合要求的交单不予付款，而受益人坚持要求付款，这可能会引发纠纷，因此，当出现这种情况时，需要参考具体的信用证条款、UCP600规定以及相关市场惯例进行仔细分析和解决。对于不明确规定是否允许的信用证条款，银行是否有权拒绝付款？一般来说，如果符合要求的交单被提交，银行应该对其进行付款，即使相关信用证条款没有明确规定。然而，如果交单与信用证条款存在实质性违反或存在争议，银行有权拒绝支付，需要进一步调查和解决纠纷。在国际贸易中，信用证是买卖双方常用的支付工具，理解信用证条款和相关国际惯例具有重要意义。作为企业法律顾问，需要深入了解信用证的工作原理和相关法规，预防和解决可能出现的纠纷，为企业的长期发展提供支持。【法律依据】：《国际商会统一惯例与惯行》第7条 银行或任何受其授权的代理人应信用证的条款和条件，审阅呈交单据。如果这些单据被证明符合信用证所规定的条款和条件，银行或任何受其授权的代理人即无需对卖方设置任何其他条件就应向其支付押汇或再贴现。